Insurance Coverage & Quote Comparison Software | CopyCat
Never miss the fine print.
Catch the changed limit, higher deductible, or missing endorsement before it becomes a client problem. Every finding opens on the exact carrier page.
Carrier quotes + Expiring policy + Loss runs Cited comparison
Renewal comparison Example
Expiring policy PDF document
Renewal quote PDF document
Coverage, side by side Reading documentsSource-linked
| Coverage | Expiring | Renewal |
|---|---|---|
| Annual premium | $12,400p. 2 | $11,800p. 2 |
| Liability limit | $1M / $2Mp. 4 | $1M / $2Mp. 5 |
| Property deductible | $5,000p. 8 | $10,000p. 9 |
| Water backup | $25,000p. 12 | Not shown |
Reduce E&O risk without adding another checklist.
- 01 Spot the material change
- 02 Verify the carrier page
- 03 Preserve the client report
Show the work behind the recommendation.
Side-by-side comparison
Source proof
One-page summary
Chat across documents
See the whole renewal at once.
Premiums, limits, deductibles, endorsements, and exclusions across every carrier, in one table.
Property limit $4M → $3M
Wind deductible $25k → $50k
Premium $11,740 → $12,680
From carrier packet to client answer.
- Upload the packet
Quotes, the expiring policy, ACORDs, loss runs, and schedules. No page limits. - Review the cited comparison
Every material change flagged, every value linked to its source page. - Send the report
A one-page decision summary or the full branded analysis, in your agency’s look.
Watch a renewal come together.
Upload, compare, and export. Every finding stays cited to the exact carrier quote and source page.
Three carrier PDFs. One decision your client can understand.
CopyCat compares the quote set, finds the tradeoffs, and keeps the source page behind every answer.
1 Upload the quotes Any carrier PDF, any page count.
2 See what changed Price, valuation, deductibles, and exclusions.
3 Send the recommendation A one-page brief and full cited analysis.
Liberty Mutual is the best overall fit.
RSUI costs $477 less, but changes the building to Actual Cash Value and removes two coverages.
CopyCat Coverage Comparison Harbor Point Properties · 2026 renewal
Analysis ready in 02:14
Drop in every carrier quote.
Any format, any page count. CopyCat reads and normalizes the full quote set.
Liberty_Property_Quote.pdf 47 pages · Admitted ✓ Ready
Brit_Syndicate_2987.pdf 62 pages · Non-admitted ✓ Ready
RSUI_Property_Proposal.pdf 38 pages · Non-admitted ✓ Ready
3 quotes normalized Comparison ready
Ask in chat. Get the cited comparison table.
CopyCat answers across every uploaded quote and builds the full coverage table inside the conversation.
Compare these three quotes. What is the best option, and what does the client give up?
C CopyCat Answered from 147 quote pages
| Coverage | Liberty Mutual | Lloyd’s (Brit) | RSUI |
|---|---|---|---|
| Annual premium | $28,618.90 | $41,623.50 | $28,141.77 Lowest |
| Valuation | Replacement Cost | Replacement Cost | Actual Cash Value 3 |
| AOP deductible | $25,000 1 | $50,000 2 | $50,000 |
| Equipment breakdown | Included | Included | Excluded |
| Ordinance & law | $1,000,000 | $500,000 | Excluded |
| Carrier status | Admitted | Non-admitted | Non-admitted |
Liberty Mutual $28,618 Best overall fit Replacement cost · $25K deductible**
Lloyd’s (Brit) $41,624 Replacement cost · $50K deductible**
RSUI $28,142 Lowest price Actual cash value · $50K deductible
Click any citation. See the source.
The exact carrier language is highlighted on the original quote page.
Finding
RSUI lowers the premium, but uses Actual Cash Value.
Click any citation to see the exact language on the carrier quote.
1 Liberty Mutual Page 122
Lloyd’s (Brit) Page 163
RSUI Page 9
RSUI_Property_Proposal.pdf Page 9
Commercial Property Quote
THIS INDICATION IS SUBJECT TO THE TERMS, CONDITIONS, EXCLUSIONS, AND WARRANTIES CONTAINED HEREIN.
Valuation
Total Insured Value: $16,860,309. Settlement basis: Actual Cash Value unless otherwise endorsed.
Coverage applies only as scheduled. Refer to attached forms and endorsements for complete terms.
Get the full branded analysis and one-pager.
Both reports are ready from the same cited conversation. Send the brief now and keep the full analysis for follow-up.
1 One-page summary Ready · The decision, key gaps, and recommendation.
12 Full branded analysis Ready · Every table, finding, and citation.
HARBOR POINT2026 Property Coverage Comparison
Renewal decision brief
Harbor_Point_1_Page.pdf Branded, editable, and ready to send Export
From the brokers using CopyCat.
"Coverage comparison made the sale easier. Sending a branded report comparing the renewal beat hopping on the phone every time."
Ethan B. Senior Producer, Commercial Lines, Chicago
"Fast, accurate, a game changer. Repetitive tasks that used to eat our day are fully automated."
Aaron Smith Founder & CEO, Aaron Smith Insurance Group
The renewal decision, with receipts.
What are insurance coverage comparisons in CopyCat?
CopyCat creates coverage comparisons, quote comparisons, and renewal comparisons from carrier documents. It builds a side-by-side, cited coverage table you can send as a one-page summary or a full branded report.
What documents can CopyCat compare?
Any mix of carrier quotes, ACORD forms, renewal and expiring policies, loss runs, fleet and driver schedules, and statements of values (SOVs), with no page limits. CopyCat normalizes them into one cited comparison.
How does insurance quote comparison work in CopyCat?
Upload the competing carrier quotes and CopyCat builds a side-by-side coverage table for premiums, limits, deductibles, valuation, and exclusions. Every value is cited to the exact page of the source document.
Can I send my client a one-page summary instead of the full report?
Yes. Every comparison exports as a branded one-page decision summary or a full editable report, so you can send the answer first and keep the detail ready for follow-up questions.
How are citations verified?
Every number in the comparison links to the page of the carrier PDF it came from. Click any citation and the source page opens next to the comparison, highlighted.
Does Coverage Comparison work with renewals?
Yes. Upload this year’s quote and last year’s policy and CopyCat flags every material change, including premium movement, coverage reductions, new exclusions, and deductible changes.
How can coverage comparisons help reduce E&O risk?
CopyCat keeps each reported value connected to its source page and preserves material changes in a client-ready report. That documented review trail supports a clearer recommendation and can help reduce E&O risk caused by missed changes or manual comparison.